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Earn X3 Award Miles on International Spending with Lotusmiles Pay!

With Lotusmiles Pay – a membership card integrated with international payment features – earning miles and upgrading your tier through daily spending is easier than ever.
In particular, there is no need to wait; members can easily open a card in just 5 minutes, entirely online via Lotusmiles mobile app. Start enjoying the fantastic benefits of Lotusmiles Pay along with a world of extensive privileges from ACB and Visa!

Welcome offer for new Lotusmiles Pay credit cardholders
From May 19, 2026, to December 31, 2026, members can choose 1 out of the 4 following gifts upon successful card issuance and spending a minimum of VND 5 million within the first 30 days:
 

(*) The Domestic Airport Lounge E-voucher is provided by Urbox and is applicable at selected domestic airport lounges.

Learn more about the Terms & Conditions here.

Exclusive offer meeting the 90-day spending requirement

From February 01, 2026 to June 30, 2026, members who successfully open a card and spend at least 50 million VND within 90 days (from the date of card issuance) will receive a Titanium upgrade or renewal.

Learn more about Terms & Conditions here.

Card Spending Offers
With every Lotusmiles Pay credit card transaction, members earn bonus miles and qualify for Lotusmiles tier upgrades upon reaching spending thresholds. The details are as follows:
 

Note: Miles are earned per transaction, not accumulated.

Learn more about Terms & Conditions here.
 
Earn 3X Bonus Miles on International Spending

 

 

* The issuing bank (Asia Commercial Bank – ACB) reserves the final right in its sole discretion, to determine issued card type (credit/debit) and approved credit limit. If you have any questions or require clarification regarding these matters, please contact Asia Commercial Bank’s Customer Service and Support Department at (028) 38 247 247, 1900 54 54 86, or 1800 577 775 (toll-free for Priority Customers).