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Earn X3 Award Miles on International Spending with Lotusmiles Pay!

With Lotusmiles Pay – a membership card integrated with international payment features – earning miles and upgrading your tier through daily spending is easier than ever.
In particular, there is no need to wait; members can easily open a card in just 5 minutes, entirely online via
Lotusmiles mobile app. Start enjoying the fantastic benefits of Lotusmiles Pay along with a world of extensive privileges from ACB and Visa!

Exclusive offer meeting the 90-day spending requirement

From February 01, 2026 to June 30, 2026, members who successfully open a card and spend at least 50 million VND within 90 days (from the date of card issuance) will receive a Titanium upgrade or renewal.

Learn more about Terms & Conditions here.

Card Spending Offers

When opening a Lotusmiles Pay credit card, members can choose 1 of the following 2 card spending offers:

 
Note: Miles are earned per transaction, not accumulated.
Learn more about Terms & Conditions here
Earn 3X Bonus Miles on International Spending

 

 

* The issuing bank (Asia Commercial Bank – ACB) reserves the final right in its sole discretion, to determine issued card type (credit/debit) and approved credit limit. If you have any questions or require clarification regarding these matters, please contact Asia Commercial Bank’s Customer Service and Support Department at (028) 38 247 247, 1900 54 54 86, or 1800 577 775 (toll-free for Priority Customers).